Best Car Insurance: 10 Companies Ranked from Best to Worst

Best Car Insurance: 10 Companies Ranked from Best to Worst The average American spends about $1,503 a year on car insurance, according to a rate analysis by Forbes. But where you live has a lot to do with how much you pay. Certain states have much higher rates than others.


For example, Louisiana car insurance rates are almost double the national average, while rates in Maine are about 30% below the average.


If you're looking for the best car insurance, it pays to shop around. We compiled a list of the 10 best car insurance companies, based on our analysis of the industry. We looked at financial strength, customer satisfaction, affordability, and features to choose our picks.


Best Car Insurance: 10 Companies Ranked from Best to Worst



  • Consumer Reports: 10 Best & Worst Car Insurance Companies
  • Compare car insurance rates & read reviews
  • Find the best car insurance company for you
  • The 10 best car insurance companies
  • The 10 worst car insurance companies
  • How to find the best car insurance company for you
  • How to compare car insurance rates


1. Consumer Reports: 10 Best & Worst Car Insurance Companies


Consumer Reports has recently released its list of the 10 best and worst car insurance companies. Topping the list as the best car insurance company is USAA, with a perfect score of 100. Rounding out the top three are Amica Mutual and Geico, both with scores of 97.


As for the worst car insurance companies, the distinction goes to Progressive, with a score of 60. Centennial Insurance and Empire Fire & Marine also rank poorly, with scores of 62 and 63, respectively.


Consumer Reports ratings are based on a number of factors, including customer satisfaction, price, claims processing, and policies offered. Overall, USAA scored the highest in customer satisfaction, with a score of 87. They also had the lowest average price for premiums, at just $844 per year. In terms of claims processing, USAA again led the pack, with a score of 94.


So what makes USAA the best car insurance company? In a word: everything. They excel in every category that Consumer Reports looks at, from customer satisfaction to claims processing. If you're looking for the best car insurance company, USAA is the clear choice.


2. Compare car insurance rates & read reviews


Car insurance is one of those necessary evils that we all have to deal with if we want to keep our cars on the road. There are a lot of different factors that go into how much your premium will be, including your age, driving record, where you live, the type of car you drive, and more.


One of the best ways to save money on car insurance is to compare rates from different companies. Luckily, there are a few websites that make this process easy. All you have to do is enter some basic information about yourself and your car, and they'll give you a list of quotes from different insurers.


Once you have a list of quotes, you can start to narrow down your options. Take a look at the coverage options and deductibles each company offers, and decide which one is best for you. You should also read reviews of the different companies to get a better idea of their customer service and claims process.


Once you've found the best car insurance for your needs, be sure to shop around and compare rates every year to make sure you're still getting the best deal.


3. Find the best car insurance company for you


Reviewing different car insurance companies can be a tedious and time-consuming task. However, it is important to do your research in order to find the best company for you. This task can be made easier by following these simple steps.


Firstly, you should determine what type of coverage you need. There are many different types of car insurance coverage, and each has its own benefits and drawbacks. Once you know what type of coverage you need, you can begin to compare different companies.


It is important to get quotes from several different companies before you make a decision. Make sure to compare apples to apples, and get quotes for the same type of coverage. Also, be sure to ask about discounts. Some companies offer discounts for things like good driving records, safety features on your car, and more.


Once you have compared quotes, it is time to consider the reputation of the companies. You can research companies by reading customer reviews or speaking to friends and family who have car insurance. It is important to choose a company that is known for providing good service and offering fair rates.


Finally, once you have chosen a company, be sure to read the policy carefully before you sign anything. This will ensure that you understand the coverage you are getting and that you are not signing up for something you do not need. By following these simple steps, you can be sure to find the best car insurance company for you.


4. The 10 best car insurance companies


Car insurance is one of the most important things you can buy for your car. It protects you financially in the event of an accident and can help you get back on the road if your car is totaled. There are many different car insurance companies out there, and it can be difficult to know which one is the best for you. That's why we've ranked the 10 best car insurance companies from best to worst.


The best car insurance company is the one that best meets your needs. Different people have different needs, so what may be the best company for one person may not be the best for another. That's why it's important to compare car insurance companies and see which one is the best fit for you.


The 10 best car insurance companies, from best to worst, are:


  1. USAA
  2. GEICO
  3. Progressive
  4. State Farm
  5. Allstate
  6. Travelers
  7. Farmers
  8. Nationwide
  9. Liberty Mutual
  10. Esurance


5. The 10 worst car insurance companies


There are many factors to consider when looking for the best car insurance. However, some companies are worse than others. The following is a list of the 10 worst car insurance companies, based on their claims process, customer service, and coverage.


1. Allstate


Allstate is one of the largest car insurance companies in the United States, but that doesn't mean it's the best. In fact, Allstate has a history of poor customer service and delaying or denying claims. If you're looking for car insurance, you should avoid Allstate.


2. State Farm


State Farm is another large car insurance company that doesn't live up to its size. State Farm has been known to delay or deny claims, and its customer service is often unhelpful. You're better off avoiding State Farm when looking for car insurance.


3. GEICO


GEICO is a large, national car insurance company that's known for its ads and its low rates. However, GEICO's low rates come at a cost. The company has a history of poor customer service and denying claims. So, if you're looking for the best car insurance, GEICO is not the company for you.


4. Progressive


Progressive is a large car insurance company that's known for its unique features, such as its Snapshot program. However, Progressive has a history of denying claims and being difficult to work with. You're better off avoiding Progressive when looking for car insurance.


5. Amtrak


Amtrak is a national train company that also offers car insurance. However, Amtrak's car insurance is not worth the money. The company has a history of denying claims and providing poor customer service. You're better off avoiding Amtrak when looking for car insurance.


6. Liberty Mutual


Liberty Mutual is a large, national car insurance company that's known for its low rates. However, like other low-cost insurers, Liberty Mutual has a history of poor customer service and denying claims. So, if you're looking for the best car insurance, Liberty Mutual is not the company for you.


7. Nationwide


Nationwide is a large car insurance company that's known for its wide range of coverage options. However, Nationwide has a history of being difficult to work with and delaying or denying claims. You're better off avoiding Nationwide when looking for car insurance.


8. Farmers


Farmers is a large car insurance company that's known for its discounts and its wide range of coverage options. However, Farmers have a history of being difficult to work with and delaying or denying claims. You're better off avoiding Farmers when looking for car insurance.


9. USAA


USAA is a large, national car insurance company that's known for its military discounts. However, USAA has a history of being difficult to work with and delaying or denying claims. You're better off avoiding USAA when looking for it.


6. How to find the best car insurance company for you


There are a few things you can do to find the best car insurance company for you. First, make sure to shop around and compare rates from different companies. It's also important to read the fine print and understand what is and isn't covered in each policy. Another good tip is to ask for recommendations from friends or family members. Finally, make sure to do some research on each company you're considering to make sure they are reputable and have a good history.


The best car insurance company for you is the one that offers the coverage you need at a price you can afford. It's important to shop around and compare rates from different companies to make sure you're getting the best deal. It's also important to read the fine print and understand what is and isn't covered in each policy. Another good tip is to ask for recommendations from friends or family members. Finally, make sure to do some research on each company you're considering to make sure they are reputable and have a good history.


7. How to compare car insurance rates


Comparing car insurance rates can be a daunting task. There are so many different companies and so many different factors to consider. How do you know if you're getting the best deal?


Here are a few tips to help you compare car insurance rates:


1. Know what you need.


Before you start shopping around for car insurance, it's important to know what kind of coverage you need. There are different types of car insurance, and not all companies offer all types of coverage. Make sure you know what you need so you can compare apples to apples.


2. Look at more than just the price.


Price is important, but it's not the only factor you should consider when comparing car insurance rates. You also need to look at the coverage the company offers, the deductibles, the limits, and the company's reputation.


3. Get quotes from multiple companies.


Don't just get a quote from one company. Get quotes from several companies so you can compare them side by side.


4. Use an online comparison tool.


There are a number of online comparison tools that can help you compare car insurance rates. These tools will ask you for some basic information and then provide you with a list of prices from various companies.


5. Talk to an agent.


If you're not sure where to start, or if you have questions, talking to an insurance agent can be helpful. They can provide you with quotes from multiple companies and help you choose the best policy for your needs.


Comparing car insurance rates doesn't have to be difficult. By following these tips, you can be sure you're getting the best deal on the coverage you need.


Rankings may change from year to year, but one thing is generally true: the best car insurance companies tend to be the ones with the fewest customer complaints. In determining the best car insurance companies, Insure.com looked at complaint data from the National Association of Insurance Commissioners for 2016 and 2017. The 10 companies ranked here had the fewest complaints relative to their size, according to the NAIC. This isn't a list of the cheapest car insurance companies or the insurers with the best coverage. Rather, it's a list of the car insurance companies that customers say provide the best service, based on handling claims, pricing, and policy options.


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